Is there a way to get backdated car insurance?

I was thinking about adding collision to my car insurance policy but never did. Last week, I was involved in an accident, and boy do I wish I had that coverage now! Is there a way to get backdated car insurance so that I can be covered

Answer
I am sorry to hear that happened to you!
I wish I had better news for you, but car insurance companies only backdate coverage for specific situations. Coverage changes are usually effective the day or day after contacting the insurance provider. New vehicle purchases can be backdated up to seven days, depending on the company.
Has the fault of the accident been determined yet? If you are found not at fault, the other driver will pay to repair your vehicle with their property damage liability. The best course of action is to update your policy with comprehensive and collision coverage moving forward.
It is a time like this where having experienced and reliable insurance agents working with you comes in handy. So before your next policy renewal, download the Jerry app. Not only does Jerry shop the lowest prices with over 50 different insurance companies, including Nationwide, Allstate, Travelers, and Progressive, to find you the best deal, but licensed agents are also only a text away if you have any questions! The average Jerry driver saves $879 a year on car insurance!
Shannon Martin
Answered on Oct 27, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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