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Is there a specific time when car insurance is cheapest to buy?

I know dealerships have sale specials on cars at certain times of the year. Do insurance companies offer something similar for auto coverage?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, I’m afraid there are no sale specials for
auto insurance
 on Presidents’ Day, the Fourth of July, or at any other time of the year. It’s actually illegal for insurance companies to sell discounted policies for buying at certain times.
If you want cheap car insurance, your best option is to shop around and gather quotes. Rates can vary significantly among insurance companies.
If you want to save money on car insurance, the
Jerry
 app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you. “
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