Is there a mileage limit for classic cars?

Is there really a limit on how much he can drive his classic car? My dad has an awesome classic car, but he never drives it! He has me listed on the insurance policy and he won't let me drive it either. He said that it can only be driven 2,000 per year or else the insurance will get canceled. 2,000 miles a year is hardly anything!

Answer provided by
Shannon Martin
Answered on Jul 12, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Every insurance carrier is different, but it is very common for antique or classic car coverage to have a mileage limit.
Most car collectors use their vehicles only in car shows and parades to retain the vehicle’s value.
If your father wants to drive the car more, have him shop for new car insurance. Companies have different mileage limitations, like:
  • The Hartford offers up to 2,000 miles per year
  • Heacock offers up to 6,000 miles per year
  • Safeco allows for 10,000 miles per year
  • Hagerty boasts unlimited mileage as long as the insured has another car for daily driving
With so many companies offering various options, there is coverage that will meet any need.”

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