"Is sun damage covered by car insurance? "

I have a car with full coverage and live in a dry desert area of the western US. The paint on my car is really damaged and looks pretty bad. Can my car insurance pay for that?

Apr 14, 2021
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Shannon Martin
Answered at Apr 14, 2021
“Unfortunately, sun damage is not covered by car insurance. The damage that occurs from the sun is not a sudden and unexpected event, but something that occurs incrementally over time.
While you might think this would fall under comprehensive coverage, it would actually be considered normal wear, which is not something that you can claim on your insurance. “
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