"Is sun damage covered by car insurance? "

I have a car with full coverage and live in a dry desert area of the western US. The paint on my car is really damaged and looks pretty bad. Can my car insurance pay for that?

Apr 14, 2021
Answer provided by
Shannon Martin
Answered at Apr 14, 2021
“Unfortunately, sun damage is not covered by car insurance. The damage that occurs from the sun is not a sudden and unexpected event, but something that occurs incrementally over time.
While you might think this would fall under comprehensive coverage, it would actually be considered normal wear, which is not something that you can claim on your insurance. “
Car Insurance

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies