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"Is sun damage covered by car insurance? "
I have a car with full coverage and live in a dry desert area of the western US. The paint on my car is really damaged and looks pretty bad. Can my car insurance pay for that?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, sun damage is not covered by
car insurance
. The damage that occurs from the sun is not a sudden and unexpected event, but something that occurs incrementally over time.While you might think this would fall under
comprehensive coverage
, it would actually be considered normal wear, which is not something that you can claim on your insurance.
“View full answer
- Gregory R.
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