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Is shopping around for a loan for a Toyota Camry a smart decision?
"I'm not looking for anything expensive, just a reliable Camry. I currently bank with Bank of America, and they seem to have decent rates, but I'm not 100% sure. Should I shop around for car loan rates?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Like with
car insurance
, the only way you can know if you’re getting the best rate on a car loan is by shopping around.You can start with car loan aggregator websites that compile interest rates from several lenders. Your other best bet is to go to a credit union, as they usually have the most competitive rates.
Keep looking until you’ve exhausted yourself. Then you can choose the best rate from a great lender.”
View full answer
- Gregory R.
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