Services
Insurance
Loans
Repairs
Advice
About

Is renters insurance required in Virginia?

I’m moving out of my parents’ house and into my first apartment for college in Virginia. I’m trying to figure out my monthly budget and save as much money as I can. Is renters insurance required to rent an apartment in Virginia?

avatar
Payton Ternus · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Getting your first apartment is a big step, and it’s great that you’re thinking about a budget beforehand. It’s a great idea to purchase a
renters insurance
policy to protect your new home, even if it is not legally required.
There is no law in Virginia requiring renters to have renters insurance. However, your landlord may require you to get a renters insurance policy for your new lease. Your landlord may also specify a required minimum coverage level for your renters insurance.
It is a smart idea to purchase renters insurance because it provides legal and financial protection to both yourself and your property. Renters insurance policies in Virginia generally have these coverages:
  • Personal property
  • Personal liability
  • Medical payments
  • Additional living expenses
Renters insurance is a fairly affordable way to protect yourself and your belongings from covered perils.
Jerry
can help you maximize your savings on both renters and auto insurance policies by bundling them together. It only takes 45 seconds for Jerry to find you personalized quotes from top insurance companies, and you can sign up for the bundle with the most savings that fits your needs. Protect your investments with Jerry today.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings