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Is renters insurance required in Chicago?

I’m preparing to move in with my girlfriend in Chicago. We’re considering moving to another apartment, but the landlord is requesting renters insurance. Is renters insurance required in Chicago?

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Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations! That sounds like an exciting move.
Legally, renters insurance is not required in Chicago or any other city and state in the United States, but landlords can require you to have a policy per a lease agreement.
Landlords typically require renters insurance to protect them from liability should anything happen, like theft or injury, in your apartment.
Even if you don’t decide to move to a new apartment that requires renters insurance, you should still consider getting it. It typically only costs about $185 a year or $15 a month in Chicago, so it’s a worthwhile investment to know you and your belongings are covered.
For an easy way to shop around and find cheap renters insurance in Chicago, use
Jerry
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