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Is pay per mile insurance better than standard car insurance for retirees?
Is pay per mile insurance better than standard car insurance for retirees?
Which car insurance is best for my grandmother who only drives once a week?
Shannon Martin
· Updated on
Jul 9, 2021
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While
pay per mile
insurance isn’t for everyone, it may be the perfect thing for your grandmother, considering her infrequent driving.
Most companies that offer this type of insurance charge a base rate
daily
or
monthly
and then an
additional charge per mile
.
These rates are determined by the same types of factors that would be used to rate a standard auto policy, like:
age
driving record
experience
Pay-per-mile insurance is
not
available in every state. The most popular carriers for this type of insurance are:
Allstate
Metromile
Root
Another great option for retirees is a policy with The Hartford. The Hartford is the
only
insurance carrier contracted to work with
AARP
. They have policies that are discounted and tailored to meet the needs of older drivers.”
MORE
:
14 Safe Driving Tips
Mileage
The Hartford
Insurance Discounts
View full answer
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