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Is my university address considered my primary residence by the car insurance company?

If the insurance company needs my primary residence, should I give them my university address or my parents address?

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Different insurance companies address car insurance for college students in different ways.
It will depend on whether or not you have a vehicle with you when you are at school. You or your parents should speak to the insurance company to ensure that they have the information they need to rate the policy appropriately.
Generally, your primary residence would be where you live when you are not in school, but if a vehicle is kept at an alternate address (like school), your policy should reflect this.
If you opt to go for your own insurance policy, using a smart comparison tool like
Jerry
can help you find the best rate for your situation.”
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