PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is my 30/60/25 liability policy with 30/60/25 uninsured motorist coverage enough?
I was looking to increase the coverage on my policy if necessary. I currently have 30/60/25 liability, plus the same coverage for uninsured motorists. Is this enough coverage?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You made the smart move by adding
uninsured motorist insurance
to your coverage. However, your coverage levels are on the low side. Most experts advocate for at least 100/300/100 insurance because of the soaring costs of medical bills, vehicle damage, and new cars.If you have an old or high-mileage vehicle, you might not need $100,000 in uninsured motorist property damage insurance, so keeping that limit at $25,000 might be fine.
Most of the time, your uninsured motorist coverage must match your liability coverage, but your insurer might allow you to keep them at different amounts if you file a completed option form with your company. Check with your agent about available coverage options.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
