Is my 30/60/25 liability policy with 30/60/25 uninsured motorist coverage enough?

I was looking to increase the coverage on my policy if necessary. I currently have 30/60/25 liability, plus the same coverage for uninsured motorist. Is this enough coverage?

Answer provided by
Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“You made the smart move by adding uninsured motorist insurance to your coverage. However, your coverage levels are on the low side. Most experts advocate for at least 100/300/100 insurance because of the soaring costs of medical bills, vehicle damage, and new cars.
If you have an old or high-mileage vehicle, you might not need $100,000 in uninsured motorist property damage insurance, so keeping that limit at $25,000 might be just fine.
If you’re not sure where to get a good price for your car insurance, sign up with Jerry. This free app can provide you with competitive quotes in under a minute.”

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