Is mandatory car insurance unconstitutional?

Is mandatory car insurance law unconstitutional? I feel like the government is forcing me to purchase a product.

“Mandatory car insurance is not unconstitutional. There isn’t a national requirement for drivers to have a certain amount or type of car insurance.
Each state sets its own laws for the minimum coverage requirements drivers must have.
Some states don’t require car insurance at all but require drivers to pay for accident damages out of pocket. Almost all states require drivers to have liability insurance of some sort.
The U.S. constitution guides state laws and is set up to not interfere with your state’s constitution. Your state has the freedom to legislate insurance parameters as they see fit. This is why state insurance laws vary from state to state.
The biggest key to remember is that driving is not a requirement; it’s a privilege.
Those that choose to drive must have some sort of financial responsibility or insurance in case they cause an accident.
All drivers are held responsible for their actions if they choose to operate a vehicle. These laws ultimately keep everyone safe and responsible.
If you are looking for cheap car insurance, download the Jerry app or go to This free app can collect quotes from up to 50 top insurance companies in seconds!”
Rachel Juillerat
Answered on Aug 19, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.

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