Is it worth it to get car insurance for GMC truck if it's 20 years old?
Since my vehicle is worth so little, I'm wondering if I should still get insurance. I'd rather save the insurance money, if possible.
Answer provided by
Answered on Jun 22, 2021
“If you’re actively driving your vehicle, you need to get auto insurance, even if you don’t think the truck is worth very much.
Unless you live in Virginia or New Hampshire, you must meet state minimum car insurance mandates to legally operate a vehicle. If you’re caught driving without coverage, you could be subject to fines and other penalties.
Plus, you should be aware that insurance isn’t just about protecting yourself—it’s about protecting others on the roads. If you cause an accident, you’re liable for all damages and injuries to the other party. Your liability insurance would pay to fix their car and take care of their medical bills.
If you’re not actively driving your truck and want to keep it in storage instead, you could register it under planned non-operation (PNO) status, which would not require you to carry insurance.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Do I need my own insurance if I borrow a vehicle?
Do I need to get my own policy if I know I'm borrowing someone's car? I'm 18 and will be visiting my family in a different state. My cousin said I could borrow their car while I'm visiting. Will I be covered under their insurance?
Jun 22, 2021
Does insurance cover a lost hubcap?
Can I submit a claim to get a new hubcap?
Jun 22, 2021