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Is it worth it to get car insurance for GMC truck if it's 20 years old?

"Since my vehicle is worth so little, I'm wondering if I should still get insurance. I'd rather save the insurance money, if possible."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you’re actively driving your vehicle, you need to get auto insurance, even if you don’t think the truck is worth very much.
Unless you live in Virginia or New Hampshire, you must meet
state minimum car insurance
 mandates to legally operate a vehicle. If you’re caught driving without coverage, you could be subject to fines and other penalties.
Plus, you should be aware that insurance isn’t just about protecting yourself—it’s about protecting others on the roads. If you cause an accident, you’re liable for all damages and injuries to the other party. Your liability insurance would pay to fix their car and take care of their medical bills.
If you’re not actively driving your truck and want to keep it in storage instead, you could register it under planned non-operation (PNO) status, which would not require you to carry insurance.”
Car InsuranceGMC
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