Is it worth it to get car insurance for GMC truck if it's 20 years old?

"Since my vehicle is worth so little, I'm wondering if I should still get insurance. I'd rather save the insurance money, if possible."

“If you’re actively driving your vehicle, you need to get auto insurance, even if you don’t think the truck is worth very much.
Unless you live in Virginia or New Hampshire, you must meet state minimum car insurance mandates to legally operate a vehicle. If you’re caught driving without coverage, you could be subject to fines and other penalties.
Plus, you should be aware that insurance isn’t just about protecting yourself—it’s about protecting others on the roads. If you cause an accident, you’re liable for all damages and injuries to the other party. Your liability insurance would pay to fix their car and take care of their medical bills.
If you’re not actively driving your truck and want to keep it in storage instead, you could register it under planned non-operation (PNO) status, which would not require you to carry insurance.”
Sophie Newman
Answered on Jul 26, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free