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Is it required by law to have renters insurance?
I’m moving out of my parents’ house for the first time. My mom keeps saying I need renters insurance. I don’t really want to pay for it. Am I required by law to have renters insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Leaving home for the first time is exciting, so congratulations! You aren’t required by law to have renters insurance, but that doesn’t mean it’s not a good idea.
Unlike
car insurance
, renters insurance isn’t legally required in any state. That said, many leases have a clause requiring renters insurance, meaning you’ll need to purchase it. Even if your lease doesn’t require renters insurance, it’s still a good idea to have it. Renters insurance protects your personal property from damage and can also provide you assistance if a covered loss displaces you temporarily. You typically can find renters insurance for $10 to $20 a month, which is reasonable for peace of mind.
If you want insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes to find you the best coverage at the best price. View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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