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Is it possible to only get towing or labor instead of both?

Can I get towing only and skip the labor coverage? I'm fairly knowledgeable when it comes to cars. Therefore, I know I don't really need a labor policy; I only need towing coverage.

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Some insurers may provide towing-only packages, but they’re in the minority.
One prime example is
Nationwide
, which allows you to choose labor, towing, or both.
Other insurers may allow you to split the two, but many provide them as a packaged product called
towing and labor coverage
.
Call your insurer to find out exactly what they offer.”
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