Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

Is it normal for a bank to ask for a phone interview for a car loan?

My husband and I want to finance a Kia Sorento. We went through the dealership's preferred bank to finance. Yesterday, I got an email saying the bank wanted to have an interview regarding the loan. Is this normal?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Interviewing to get a car loan is almost completely absent from today’s lending models. However, local banks and credit unions may want to meet you just as a courtesy or to put a name to a face (superb customer service is usually how smaller banks can survive).
Since it’s a phone interview, odds are they just want to clarify some information. Maybe they want to confirm your income or occupation, ask about the
Kia Sorento
, offer you additional products like
gap insurance
, or request more details. I wouldn’t worry about it too much.
Before you get a car
 you will need car insurance. Make sure you get the coverage you need and that the lender requires for the best price with the
Jerry
 app.
MORE:
Do dealerships verify insurance?
Car Loans
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

How Long Does it Take to Get Approved for a Car Loan from a Dealership?

Going to the dealership might not be a one day trip, especially if you're planning on applying for a loan. But there are things you can do to speed it up.
avatar
Marisol Pereira
card cover

Everything You Need to Know About Getting a Car Loan If Unemployed

Look for a car loan with a low interest rate and a short loan term if you’re unemployed.
avatar
Jason Tushinski
card cover

A Guide to Low-Income Car Loans

Being a low-income earner can make it difficult for you to find a car loan, but some lenders may be willing to work with you.
avatar
Sean Boehme

Read Advice From Car Experts At Jerry

card cover

How Many Miles Will a Mercury Milan Last?

If you take good care of it, your Mercury Milan will last around 175,000 miles, or a little over 8 years.
avatar
Jacqulyn Graber
card cover

2017 Jeep Grand Cherokee Crash Test Ratings

The 2017 Jeep Grand Cherokee earns moderate ratings from the IIHS and a good safety rating from the NHTSA. Here are the details.
avatar
Sarah Gray
card cover

How Hot Does a Car Get in the Sun?

The interior of a car can get dangerously hot in hot weather. After just an hour in 70-degree weather, the interior of a car heats up to about 113 degrees Fahrenheit.
avatar
Cameron Thiessen

What Others Are Asking

How much will it cost to replace my 2011 Nissan Rogue transmission?
I’ve been calling mechanics to get quotes to replace my 2011 Nissan Rogue transmission and think they might be too high. How much does it cost to replace a 2011 Nissan Rogue transmission?
avatar
Talullah Blanco
What are some common problems with the Lincoln MKZ?
My cousin used to have a Lincoln MKZ and would take me around town. Ever since then, I’ve wanted to own one of my own. However, I can only afford one that’s a few years old, and I want to make sure that it’s not a lemon. Are there any common problems with the Lincoln MKZ?
avatar
Eric Schad
How many miles will wear down 1/32 inch on my tire's tread?
I just installed new tires on my Jeep. I’m just curious—how many miles will wear down 1/32 inch on my tire's tread?
avatar
Nick Kunze
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all