Is it legal for an apartment landlord to require you to buy renters insurance as a condition of your lease?

I interviewed with a landlord about an apartment rental. It went well and I've been offered the unit, but the landlord wants me to buy renters insurance first. Is this legal?

Answer
Yes, it is completely legal and normal for your landlord to require you to purchase renters insurance as a condition of your lease. The reason they may require insurance is to help reduce their potential liability risk during a legal claim. Additionally, it ensures that your personal property will be covered in the event that something happens to it.
For more information on this topic, check out this article: Can a Landlord Force You to Have Renters Insurance?.
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Alexah Grinnell
Answered on Mar 08, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
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