Is it legal for an apartment landlord to require you to buy renters insurance as a condition of your lease?

Answered by Home Insurance, Car Insurance Expert Alexah on February 4, 2021

I interviewed with a landlord about an apartment rental. It went well and I've been offered the unit, but the landlord wants me to buy renters insurance first. Is this legal?

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Alexah

Home Insurance, Car Insurance Expert

Yes, it is completely legal and normal for your landlord to require you to purchase renters insurance as a condition of your lease. The reason they may require insurance is to help reduce their potential liability risk during a legal claim. Additionally, it ensures that your personal property will be covered in the event that something happens to it.

For more information on this topic, check out this article: Can a Landlord Force You to Have Renters Insurance?.


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