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Is it illegal to drive without insurance in Georgia?

I really can’t afford to pay for car insurance right now, but I still need to drive. Is it illegal to drive without insurance in Georgia?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, it is illegal to drive without
car insurance
 in Georgia. 
Georgia car insurance laws
 require drivers to purchase and maintain the following
liability coverage
:
If your car insurance lapses, your insurance provider will automatically notify the
Georgia
 Department of Motor Vehicles (DMV). The DMV will then give you 30 days to obtain insurance before suspending your driver’s license and vehicle registration. 
You will face a misdemeanor if you get pulled over for driving without coverage. If you’re caught
driving without insurance
 in Georgia, you can expect:
  • $25 DMV fee for lapsed insurance, plus an additional $160 fine if the original fine isn’t paid within 30 days
  • $200 to $1,000 fine from law enforcement
  • Vehicle registration suspension
  • License suspension for 60 to 90 days
  • Potential vehicle impoundment
  • Up to one year in jail
Keep in mind: If you’ve had your license suspended for at least 90 days, the state requires you to pay a $200 to $300 reinstatement fee and get an
SR-22 certificate
, showing proof of financial responsibility and continuous insurance coverage.
MORE:
Minimum Car Insurance Required in Your State: What You Need to Know
GeorgiaCar InsuranceDrivingState Laws
View full answer 
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