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Is it enough to have minimum car insurance required in New Mexico, or should I purchase more?

"Is it worth it to pay for more insurance than what the state requires? I have basic liability coverage that meets the requirements of the state, but I'm wondering if that's enough."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You’re right that you only need basic
liability car insurance
to legally drive in most states, but you may consider purchasing a more robust policy.
If you get into an accident or if something happens to your vehicle that’s out of your control, could you afford to repair or replace it if you needed to? If not, then you should consider adding:
If you want to save money on car insurance, the free
Jerry
app is a good place to start. A licensed broker, Jerry finds cheapest quotes from the top name-brand insurance companies and will cancel your old policy for you.”
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