Is it enough to have minimum car insurance required in New Mexico, or should I purchase more?

"Is it worth it to pay for more insurance than what the state requires? I have basic liability coverage that meets the requirements of the state, but I'm wondering if that's enough."

Answer provided by
Sophie Newman
Answered on Jul 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“You’re right that you only need basic liability car insurance to legally drive in most states, but you may consider purchasing a more robust policy.
If you get into an accident or if something happens to your vehicle that’s out of your control, could you afford to repair or replace it if you needed to? If not, then you should consider adding:
If you want to save money on car insurance, the free Jerry app is a good place to start. A licensed broker, Jerry finds cheapest quotes from the top name-brand insurance companies and will cancel your old policy for you.”

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