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Is it bad to switch home insurance companies?

I’ve been with the same home insurance company since I bought my house 12 years ago. I feel like I might be able to find a better rate. Is it bad to switch your home insurance company?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Well, you have undoubtedly been a loyal customer, but it is not bad to switch home insurance companies!
There are many reasons to switch home insurance companies, but policyholders usually change providers to:
  • Get a better rate
  • Purchase different types of coverages
  • Take advantage of discounts
  • Find a more responsive insurer
Even if you’re happy with your current provider, it’s always smart to shop around and
compare quotes
before every policy renewal. Rates vary between companies, so shopping around ensures you’re getting the coverage you need at a great price.
If you want to make comparing quotes and purchasing a new home or
car insurance
policy simple, use
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy. And if you ever have any questions, friendly agents are just a text away.
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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