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Is it bad to change my car insurance provider every other year?

Every two years, I shop around for car insurance and pick a new company. Am I missing out on anything by moving on?

avatar
Emily Richey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While switching
car insurance
 providers every few years isn’t a bad thing, there are some benefits to sticking with the same company.
For one thing, you can develop a personal relationship with your insurance agent, which can be useful in the event that you have to file a claim.
Your company might also be more forgiving of accidents if you have a good history with them. Many insurance companies offer discounts to loyal customers who have no claims or tickets on their record.
If you decide to keep switching providers,
Jerry
 can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even cancels your old policy on your behalf—oh, and it’s free!”
Car Insurance
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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