Is it a bad idea to switch car insurance companies?

My car insurance increased by $20 this month. Should I shop around for a cheaper policy or will switching insurance companies hurt my credit?

Answer provided by
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Emily Richey
Answered on May 27, 2021
“There are few downsides to switching car insurance companies. Getting new car insurance every year won’t hurt your credit, and you could find significant savings by switching over to a new carrier that offers a cheaper plan.
Granted, switching policies too often may signal to insurers that you aren’t a loyal customer. So, for example, they might be less likely to forgive accidents, but still, the savings you get by switching may outweigh the downsides.
Shop around to find the best car insurance company for your needs and budget.
If you’re hesitant to switch plans or insurance providers because you’re worried about the work involved, don’t be. Jerry does all the paperwork for you. You’ll never have to print out anything, go to the post office, or get on the phone. Jerry handles it all. Really! “
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