Is hitting a deer covered under my collision or comprehensive insurance?
"Will comprehensive or collision insurance cover hitting a deer? I hit a deer with my truck and it caused some damage."
“Since you collided with something, you might think that hitting a deer would fall under your collision car insurance policy.
However, contact with animals is an exception to this rule and falls under the umbrella of comprehensive car insurance.
On the other hand, if you swerved to miss the deer and hit a tree instead, that would fall under collision.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Can a car used for Turo be added to a standard insurance policy?
"Can I add a car used for Turo to my current Progressive policy? My friend makes a lot of money by working for Turo. I thought about doing the same thing, but I would buy a different car to use as the rental."
Jul 28, 2021
How long do you need to wait to refinance a Honda?
"How long should I wait after purchasing a car to refinance? I just bought a Honda Fit but I noticed that I might have paid too much on my rate."
Jul 28, 2021