Is having a personal insurance agent always the best way to save on car insurance?
I have had the same insurance agent since I have been driving. The rate of my policy seems too high, so I got a quote from GEICO and they said they could save me $1,000 a year! I thought having your own agent meant they always get you the best rate!
Apr 29, 2021
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Answered at Apr 29, 2021
“Wow, this is a big difference, and I understand why you are concerned. In theory, having your own agent can save you money, but not always. There are a few reasons for this.
First, since you are such a long-time customer, your agent may not be giving your policy the attention it deserves. I suggest giving them a call and letting them know you are shopping for cheaper car insurance. This may motivate them to work harder for you.
GEICO is a very large company and may be able to offer you a lower rate than your current carrier. Think big box store vs. a little boutique shop. As long as the liability insurance and all the other coverages match, it may be time to switch carriers.
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