Is getting state-minimum insurance as a driver in San Francisco a smart move?
I'm an 18-year-old woman in San Francisco and I need to get car insurance. I'm pretty sure I can only afford the state minimum. Is minimum insurance enough coverage?
Essentially, this insurance won’t really cover much of anything . You’re better off going with at least 100/300/100 insurance, or even 250/500/250.
The good news is that increasing your coverage to these limits isn’t all that more expensive—maybe $10 more. And if you think you can’t afford an extra $10, just think about what could happen if you end up on the hook for tens of thousands of dollars after an accident. “
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