"Is GEICO car insurance really the cheapest insurance? "

"I was going to switch insurance companies and got a GEICO quote online, but it was more expensive than I thought it would be. Should I call them or is the online quote accurate?

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Answer
“Depending on the accuracy of the information you submitted in the online application, the quote may or may not be accurate. Most insurance companies don’t “finalize” your rate until after they run your motor vehicle report and claims history.
The other thing that you need to consider is your coverage limits and deductibles. Is the coverage limit being quoted significantly higher than your current coverage? Are the deductibles lower? More importantly, is the level of coverage being quoted the right amount of coverage for you?
Remember, GEICO is only one company. If you truly want to shop for the best rate, you should get car insurance quotes online from multiple companies.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This free app can collect quotes from up to 45 top insurance companies in seconds! “
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Shannon Martin
Answered on Apr 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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