Is collision, comprehensive, MedPay, high-limit liability, and uninsured motorist too much coverage if I only make $2,500 a month?

I currently drive a 2014 RAV4 worth about $15,000. Is getting full coverage plus MedPay, uninsured motorist, and high-limit liability too much coverage?

Apr 28, 2021
Answer provided by
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Eric Schad
Answered at Apr 28, 2021
“Generally speaking, you should buy whatever coverage makes you feel safe and secure, as well as however much you can comfortably afford.
That said, you seem to have a ton of coverage on your car. What you might want to look at is an umbrella policy for your car insurance.
An umbrella policy is an addition to your insurance that comes into effect only when your coverage limits have been reached—in this case for bodily injury and property damage. This will protect you if you hit someone else and can’t afford to pay out of pocket.
Whether you decide to keep your current coverage or switch things up, it’s worth your while to shop around for more affordable rates. The free Jerry app can provide you with competitive quotes in under a minute.”
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