PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is car insurance more expensive on a BMW than a Toyota?
I'm split between a BMW X7 and a Toyota Land Cruiser. Which one has more expensive car insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In general, high-end imports like BMW tend to be more expensive to insure than Toyotas—but it depends on the model and the
type of coverage
.Car insurance companies take into account these factors when calculating rates:
- Make and model: Reliability, safety ratings, and the cost of replacement parts vary by vehicle.
- Your zip code: Claims rates vary by zip code.
- Your coverage levels: Bare minimum liability coverage is cheaper than comprehensive and collision coverage (but we do not recommend minimum coverage!).
The only way to know for sure is to
get quotes
from multiple companies for each model you mentioned. You can do this even if you don’t own the X7 or Land Cruiser. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
