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Is car insurance expensive in South Carolina?

My family is about to move from Maine to South Carolina and I’m nervous about expenses. I’m told that Maine has some of the lowest insurance rates in the country, so I’m not sure what to expect once we move. Is car insurance expensive in South Carolina?

avatar
Amber Reed · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance is rather expensive in
South Carolina
. Drivers in the Palmetto State pay about $2,659 a year for a full-coverage car insurance policy, which is higher than the national average.
While insurance companies also consider things like your age, your driving record, and your car’s make and model to
determine your premium
, your location certainly plays a major role in how much you pay.
Here are a few reasons why South Carolina car insurance can be expensive:
  • Uninsured drivers: In South Carolina, it’s legal to drive without car insurance as long as you pay a $600 fee. This means that there might be more uninsured drivers in South Carolina compared to other states.
  • Severe weather: With a higher chance of inclement weather like hurricanes, flooding, and tornadoes, South Carolina drivers are more likely to have their vehicles damaged by a natural disaster.
  • Vehicle theft: With a rate of auto theft that’s over the national average, drivers have a higher risk of having their cars stolen in South Carolina than in many other states.
With increased risks, come increased car insurance prices in South Carolina. But if you’re looking to find a lower rate, shop with
Jerry
.
Just download the app and get competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. You get all of the savings and coverage, with none of the hassles.
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