Services
Insurance
Loans
Repairs
Advice
About

Is car insurance expensive in Seattle?

A friend of mine just moved from Seattle to Boise and mentioned that her car insurance rate went down after her move. I never put much thought into my car insurance payments before, but what’s going on here? Is car insurance expensive in Seattle?

avatar
Amber Reed · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance is pretty expensive in
Seattle
. On average, drivers pay about $2,826 a year for a full-coverage policy.
Insurance companies take a lot of things into account when they calculate your
insurance premium
. Not only will they look at your age, driving record, and the type of car you drive, your location certainly plays a role in determining your final numbers.
Here are a few reasons why car insurance can be expensive in the Emerald City:
  • Traffic: With some of the
    worst traffic
    in the country, driving in Seattle means you’re more likely to get into a collision.
  • Crime: Seattle’s high rate of property crime means drivers are at risk of having their car stolen or vandalized.
  • Flooding: There are several parts of Seattle that are considered high risk when it comes to
    flooding
    . Severe water damage to your car can be expensive to repair since it often destroys both electronics and mechanical systems.
But you can still get a better rate on your Seattle
car insurance
if you shop with
Jerry
. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and can even help you cancel your old policy.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings