Is car insurance expensive in Hawaii?

My job just transferred me to Hawaii, and I was pretty stoked until a coworker told me that car insurance is going to be really expensive. I live in Ohio now, and it’s pretty cheap here. Is car insurance expensive in Hawaii?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Alison Daurio
Answered on May 18, 2022
Car insurance is somewhat expensive in Hawaii. The average cost of $2,297 a year for full-coverage car insurance may be pretty shocking, especially since you currently live in one of the states with the cheapest car insurance in the country.
While insurers consider things like your age, the type of car you drive, and your driving record in order to determine your final costs, your location often plays a big part in how much you pay.
Here are a few reasons why your car insurance might be more expensive after you move to Hawaii:
  • Vehicle theft: Hawaii experiences more car theft than most other states.
  • Uninsured drivers: About 9.3% of Hawaii motorists don’t meet the state’s minimum car insurance requirements.
  • Congested roads: Heavy traffic on some Hawaiian roads can lead to a higher rate of car accidents.
If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even help cancel your old policy.

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free