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Is car insurance expensive in Hawaii?

My job just transferred me to Hawaii, and I was pretty stoked until a coworker told me that car insurance is going to be really expensive. I live in Ohio now, and it’s pretty cheap here. Is car insurance expensive in Hawaii?

avatar
Amber Reed · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance is somewhat expensive in
Hawaii
. The average cost of $2,297 a year for full-coverage car insurance may be pretty shocking, especially since you currently live in one of the
states with the cheapest car insurance
in the country.
While insurers consider things like your age, the type of car you drive, and your driving record in order to
determine your final costs
, your location often plays a big part in how much you pay.
Here are a few reasons why your car insurance might be more expensive after you move to Hawaii:
  • Vehicle theft: Hawaii experiences more car theft than most other states.
  • Uninsured drivers: About 9.3% of Hawaii motorists don’t meet the state’s
    minimum car insurance
    requirements.
  • Congested roads: Heavy traffic on some Hawaiian roads can lead to a higher rate of car accidents.
If you want to save money on
car insurance
, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even help cancel your old policy.
View full answer 
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