Is auto insurance required in all 50 states?

Is auto insurance or another form of financial responsibility required in all 50 states? I'm moving to a new state and want to know if the insurance laws will change.

Answer
“Not all states require car insurance, but each state does require financial responsibility.
Each state requires drivers to have a minimum form of financial responsibility, whether through car insurance or another state-mandated means. This ensures that you will be able to cover any physical or property damages you cause during an accident.
Depending on where you live, your state will have specific minimum insurance requirements that you must meet. This means that your state will require drivers to have a certain amount of coverage.
Most states require bodily injury liability insurance to cover bodily damages to anyone you hit. If you live in a no-fault state, you are required to have personal injury protection for your injuries.
State insurance laws are renewed annually, so make sure you remain in compliance with any new minimum requirements enacted.
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Rachel Juillerat
Answered on Aug 19, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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