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Is Arizona a no-fault state?

I recently got into a little bit of an accident while driving through Phoenix. I overheard somewhere that Arizona is considered a no-fault state, but I wanted to make sure this is true. So, is Arizona a no-fault state?

avatar
Kevin Martinez · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Arizona
is not a no-fault state. It is an
at-fault state
, also known as a "tort state."
This means that Arizona law dictates whoever is responsible for causing the accident is liable and has to pay for it.
Arizona operates under what is known as a
pure comparative negligence system
to determine liability when it comes to accidents and
car insurance
claims. Under this law, you can collect damages and file insurance claims unless you're 100% at fault for an accident.
Navigating the intricacies of car insurance can be difficult so it's good to refresh your memory on
AZ's coverage requirements
.
Jerry
can also make it easier you find the best rates from top
auto insurance
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