Is an air conditioning condenser covered by comprehensive car insurance?

The air conditioner in my Toyota Camry stopped working, and when I took it into the shop, they told me there was a hole in the condenser caused by a rock. Will my comprehensive insurance cover this?

Answer
“First off, the likelihood that your air conditioning condenser was hit by a rock is almost zero. Have you used this repair shop before? If not, they may be making a false claim to take advantage of insurance money.
The best plan is to take your car to another repair shop for a second opinion. If they also say that your air conditioning condenser was hit by a rock, then comprehensive insurance should cover it.
Keep in mind that because of the rarity of such damage, the insurance company will most likely conduct an investigation. In the meantime, you may have to survive with a bit of heat behind the wheel.”
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Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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