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Is Alabama an at-fault state?

I recently got a teaching job at the University of Alabama, and I’m excited to become part of the Crimson Tide! However, I’m making a checklist of things to do before I move and car insurance is on the list. So I know what to buy—is Alabama a no-fault state or an at-fault state?

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Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Alabama is an at-fault state, which means that you must compensate the other party for medical bills and property damage if you are responsible for an accident. To make sure that a person can afford these expenses, the state mandates
liability coverage
for every driver on Alabama roads.
The current minimum liability coverage requirements in Alabama include:
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