Is accident forgiveness worth paying for?

Is the extra cost worth accident forgiveness? I noticed that my carrier Nationwide has the option to buy accident forgiveness. So far, I have a clean driving record (knock on wood) but I know that accidents happen.

Answer provided by
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Shannon Martin
Answered on Jul 06, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Having accident forgiveness on your insurance policy will give you peace of mind.
Even just one accident on your policy could increase your rates by hundreds of dollars per month.
With Nationwide, their accident forgiveness plan promises that your policy will not be surcharged for your first accident.
Accident forgiveness can be used one time per policy.”
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