Is a non-owner policy a better option than paying for the insurance at a rental car agency?

I don't own a car, but I do rent cars regularly. I get a good deal on the car itself, but the insurance cost really adds up! Would a non-owner policy save me money?

Answer provided by
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Great question! It really depends on how often you rent and how much a non owners car insurance policy would cost you. You may need to do a little research and get some car insurance quotes online.
The typical non-owner policy only provides coverage for bodily injury liability and property damage liability. To have comprehensive insurance and collision insurance would cost extra, if they are available.
Like a standard car insurance policy, the cost of the non owners car insurance will depend on many things like your driving history and amount of coverage. If you rent vehicles often enough, this could be the best option for you. “

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies