Is a Ford Focus ST considered a sports car by insurance companies?

What is considered a sports car to insurance companies? I just bought a Ford Focus ST because I want a bit of extra power and maneuverability. Will my insurance company increase my rates if they consider a Ford Focus ST a sports car?

Answer
Each car insurance company has different determinants for whether or not a vehicle is considered a sports car. But honestly, it doesn’t matter all that much in your scenario.
With 252 horsepower, a Ford Focus ST certainly feels like a sports car when you’re behind the wheel. However, many other factors come into play with regard to your car insurance rates; it’s not all about the car.
Age, location, and driving history all play into the rate you’re charged.
To ensure you’re getting the best deal possible, download the Jerry app. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.
avatar
Eric Schad
Answered on Sep 09, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.