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Is a Ford Focus ST considered a sports car by insurance companies?

What is considered a sports car to insurance companies? I just bought a Ford Focus ST because I want a bit of extra power and maneuverability. Will my insurance company increase my rates if they consider a Ford Focus ST a sports car?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Each
car insurance
company has different determinants for whether or not a vehicle is considered a sports car. But honestly, it doesn’t matter all that much in your scenario.
With 252 horsepower, a
Ford Focus ST
certainly feels like a sports car when you’re behind the wheel. However, many other factors come into play with regard to your car insurance rates; it’s not all about the car.
Age, location, and driving history all play into the rate you’re charged.
To ensure you’re getting the best deal possible, download the
Jerry
app. A licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and will even help you cancel your old policy.
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