PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is a 740 credit score good enough for a car loan?
My son needs his own car and I want to buy it for him. It’s been a long time since I purchased a vehicle, though. I can’t remember what it takes to qualify for a loan. Can I get a car loan with a 740 credit score?
Holden Easterbrook · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Owning a vehicle opens a lot of doors for a person, but the cost can be a burden—so you’re helping your son out a lot by being willing to buy his vehicle for him!
Thankfully, 740 is a good credit score for a car loan, so you shouldn’t have any problem qualifying.
Just follow these steps to make sure that you get the best loan possible:
- Get preapproved for a loan—Preapproval takes a lot of stress out of car buying and gives you leverage when negotiating the purchase price of the vehicle you choose
- **Contact yourdealership**—If you’re purchasing your vehicle through a dealership, contact them about loan financing options
- Find alternative loan options—Once you have a few loan offers, shopping around will give you a chance to haggle for better terms by referencing other offers
While you should have an easier time qualifying for a car loan than some other applicants, you shouldn’t settle for the first loan offer you get. Similarly, you shouldn’t settle for the first car insurance quote you get.
Jerry
makes shopping around for better-priced insurance quick and easy.Jerry is a licensed car insurance broker and super app that helps drivers save hundreds on yearly insurance expenses. It accomplishes this by finding the best quotes from more than 50 insurance companies. There’s no tedious paperwork to fill out or salespeople to talk to, just download the app and get quotes in less than two minutes.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
