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Is a 684 credit score good for a car loan?
Do you need a 700 credit score to get a car loan or will I be able to get one with a score of 684? I want to buy my first car and I don’t know if my credit is good enough.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You don’t need a 700 credit score in order to get a car loan! In fact, both a 684 credit score and a 700 credit score are in the Good range, meaning they’ll qualify for similar rates on most car loans.
If you would like to raise your credit score, however, doing so will certainly affect your insurance rates! You’ll typically get a significantly lower rate for a credit score of 740 or higher. Other things that you can do to score a lower interest rate on your loan include:
- Making a large downpayment
- Opting for a shorter repayment period (if doing so doesn’t put you under any financial strain)
If you’d like to learn how to save on your car insurance, too, check out the
Jerry
app. Jerry is a licensed insurance broker designed to help you find the best rates on the insurance coverage you need in a matter of minutes. Download the app to learn more.View full answer
- Gregory R.
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