Is a 676 credit score good for a car loan?

Can I get a good car loan with a 676 credit score? I want to buy a car for my daughter but my score is lower than usual right now. What do my options look like?

Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s such a nice birthday present idea! Yes, your 676 credit score will help you qualify for most car loans. Typically, you’ll be able to get a
good interest rate
as well.
The average interest rate for a car loan for a 676 credit score is about 6%, although your actual rate will depend on a number of factors, including:
  • Whether the vehicle is new or used
  • The repayment period of the loan
  • The size of your downpayment
Keep in mind that you’ll also need to insure the car! Check out the
app to find the best rates available on the coverage you need. It only takes a minute to sign up, and the average user saves $887 per year.
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