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Is a 661 credit score good for a car loan?

Where can I get a good loan with a credit score of 661? I want to make sure I’m going somewhere that can actually give me good rates because I don’t have time to work on my credit score first.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A 661 credit score will typically be enough to qualify for a car loan, but it might be difficult to find a lender who offers a
good interest rate
. A 661 credit score is typically considered fair, meaning your lender will view you as a risky borrower.
However, you might be able to find a better interest rate if you get your loan through a credit union. Credit unions are known for their high acceptance rates and flexible terms, so you’ll be more likely to qualify for a loan with a good interest rate if you borrow through a credit union.
Remember that your loan payment isn’t the only added monthly expense that comes with a new vehicle, though; you’ll need insurance, too. To find the best rates, check out the
Jerr​​y
 app, where you can see a list of car insurance quotes that work for you in minutes. The average user saves $887 per year.
MORE: How to get a car loan through a credit union
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