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Is 660 a good credit score for a car loan?
I just checked my credit score to get ready to buy a new car. Can I get a good car loan if my credit score is 660?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, 660 is a good credit score for a car loan, classified as fair by most lenders.
A credit score of 660 is typically the minimum credit score you should have before seeking out
car loan
options. Depending on the loan term, a 660 credit score should qualify you for a decent annual percentage rate (APR)
—the national average APR for this credit score is around 8.12%. Expert tip: Shop around from the following financial institutions to compare rates and make sure you get the best deal possible:
Keep in mind: You may be able to get an even better deal on your new car if you take some more time to improve your credit score. Even just a few more points could bump you into a better credit score bracket for an average APR of 5.82%.
View full answer
- Gregory R.
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