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Is 50/100k considered good liability insurance coverage for bodily injury?

"I just purchased a new policy with these figures for liability insurance. I want to know what these figures mean and if this is considered adequate compared to other policies."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“What it means is that if you’re at fault for an accident, your
car insurance company
will provide up to $50k in bodily injuries for one person and up to $100k if two people are involved.
The minimum state requirements for
bodily liability insurance
usually hover around $15–25k, and the average cost for a claim is around $15,000. In this sense, you’re well within range, but it’s a good rule of thumb to hold as much insurance as you can comfortably afford.”
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