Is 50/100k considered good liability insurance coverage for bodily injury?

"I just purchased a new policy with these figures for liability insurance. I want to know what these figures mean and if this is considered adequate compared to other policies."

Answer provided by
Sophie Newman
Answered on Jul 27, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“What it means is that if you’re at fault for an accident, your car insurance company will provide up to $50k in bodily injuries for one person and up to $100k if two people are involved.
The minimum state requirements for bodily liability insurance usually hover around $15–25k, and the average cost for a claim is around $15,000. In this sense, you’re well within range, but it’s a good rule of thumb to hold as much insurance as you can comfortably afford.”

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