Is 25/50/25 liability insurance enough coverage in Louisiana?

I was looking at my auto insurance policy and I noticed that I'm covered only a bit more than the state minimum at 25/50/25. Is that enough coverage for me if I live in Louisiana?

Answer
“Louisiana has some of the most expensive car insurance in the country due to a high number of uninsured drivers (15%) and huge numbers of lawsuits.
In light of this, your coverage is probably too low. Moving to at least a 100/300/100 policy might be a better idea so you can protect your assets and income.
In addition, you almost certainly need to add uninsured motorist coverage to your policy. This will help pay for your medical expenses if you’re struck by one of the many Louisiana drivers who get behind the wheel without insurance.”
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Eric Schad
Answered on May 04, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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