Services
Insurance
Loans
Repairs
Advice
About

Is 25/50/25 liability insurance enough coverage in Louisiana?

I was looking at my auto insurance policy and I noticed that I'm covered only a bit more than the state minimum at 25/50/25. Is that enough coverage for me if I live in Louisiana?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Louisiana has some of the most expensive car insurance in the country due to a high number of uninsured drivers (15%) and huge numbers of lawsuits.
In light of this, your coverage is probably too low. Moving to at least a 100/300/100 policy might be a better idea so you can protect your assets and income.
In addition, you almost certainly need to add
uninsured motorist coverage
to your policy. This will help pay for your medical expenses if you’re struck by one of the many Louisiana drivers who get behind the wheel without insurance.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings