Is $200 a month too much for full coverage on my 2019 Ford Explorer?

I'm 22 and my parents recently kicked me off their insurance to teach me responsibility. I was shopping around for full coverage, as that's what I had before, and the cheapest I can find is $200 a month. Is that too much?

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you were quoted $200 a month for full coverage, count your lucky stars. Car insurance is notoriously pricey for drivers under 25, and such a rate at your age for full coverage isn’t bad at all.
With that said, you might be able to find a cheaper rate through Jerry. This free insurance-shopping app can provide you with competitive quotes in under a minute for your 2019 Ford Explorer.”

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