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Is $120 a month for car insurance expensive for a Subaru Crosstrek?

I'm a 24-year-old woman with a clean driving record and 100/300/100 liability insurance on my 2017 Subaru Crosstrek. I pay $120 a month for my policy. Am I paying too much for my insurance?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When it comes to finding
affordable car insurance
, a clean driving record and an economical vehicle (such as your Subaru Crosstrek) are both working in your favor. But the biggest reason for a sizable monthly premium is likely based on where you live. 
In some states—such as
New York
—a 100/300/100 liability insurance policy for $120 a month would be cheap. But in other states—like
Maine
, for example—it would be outrageously high. 
The best way to find out whether you’re overpaying for car insurance is by
shopping around for quotes
. Comparing quotes from multiple insurance companies can give you a general sense of what you should be paying—and can paint a clearer picture of whether your current rate is too high. 
In fact, personal finance experts recommend the following steps for finding cheaper car insurance: 
  • Shop for new auto insurance quotes every time your policy comes up for renewal
  • Compare rates from at least three to five different companies before making a decision—you can do this all in one step with the help of the
    Jerry
    app 
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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