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Is 100/300/100 liability insurance with collision and comprehensive insurance too much coverage for a 2008 Dodge Ram 2500?
My truck is the first vehicle I bought and the only one I've ever had. Because of the sentimental value, I have comprehensive and collision insurance in addition to my 100/300/100 liability. Is this too much coverage for a 2008 Dodge Ram 2500 with 150,000 miles?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Sentimentality often drives people to get more coverage than they need on an older vehicle. But that’s not to say you shouldn’t do it.
As far as your 100/300/100
liability insurance
goes, that’s probably enough coverage for most places in the US.Now for the comprehensive and collision aspect of this question. Since your vehicle has high mileage and probably won’t fetch a huge estimate, you might want to consider removing your collision and comprehensive insurance. If you do so, just drive diligently. If you keep it, you get some peace of mind at a price.
Either way, make sure to shop with the free
Jerry
app to compare numerous car insurance quotes in one place.”View full answer
- Gregory R.
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