If someone gets a speeding ticket in my car, who pays for it—the driver or me?

Does a speeding ticket follow the car or the driver? My cousin received a speeding ticket when she borrowed my car. She said she would pay for it but I am a little nervous that she won't. If she doesn't pay for it, who will get in trouble: me or her?

Answer
“Don’t worry; moving violations follow the driver, not the car. So you are in the clear!
When the officer pulls someone over for speeding, they check the driver’s license and run their driving report in their system. A ticket is associated with a license number, not with any of your vehicle information.
Make sure your cousin is aware that she is fully responsible for her ticket. Failure to pay a speeding ticket will result in:
  • Additional fines
  • License suspension
  • Potential jail time if she doesn’t show up to court
Your cousin will likely see her car insurance rates increase. Speeding tickets go on the driving record, and come time for policy renewal, her insurance company will likely pull her driving report to help them recalculate her rates. It’s standard practice, but it won’t help your cousin.
If she complains about high insurance rates, recommend the Jerry app to her. Jerry compares rates from the top insurance companies and delivers the best deals to her phone in minutes. And the best part–it’s free.”
avatar
Shannon Martin
Answered on Aug 27, 2021
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free