If my uninsured motorist property damage doesn't cover a hit-and-run, then what does offer coverage?
"I was going over my policy for renewal and saw that my uninsured motorist property damage doesn't cover hit-and-run accidents. I was with the same carrier two years ago and my car was damaged in a hit-and-run.
My insurance paid for the damage and I'm not sure what part of my policy covered it. I do have full coverage on my vehicle."