If my home insurance claim is denied, will my premium rise as a direct result?
I know premiums can rise after a claim is paid out, but what about when claims are denied?
Yes, even if your insurance company denies your claim, it can impact your premium in the future. Although it may seem unfair, insurance companies set your premium based on your willingness to submit a claim. Anytime you call the claims department, they have to record it as a claim, and even if it’s denied or nothing is paid out, the company will still be able to see the attempted claim and set your premium based upon that.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
"What is the best way to finance a classic Camaro? "
"The Camaro I want is selling for $5,000. I have $2,000 in cash and would need to borrow $3,000 more. My bank won't give me a car loan, which I don't understand since I don’t have bad credit. How do people buy older cars? "
Apr 26, 2021
How often does Progressive review customer driving records?
I recently got a speeding ticket right before my insurance policy from Progressive is up for renewal. I'm concerned my rates might go up. How often does Progressive check their customers' driving records?
Apr 13, 2021
What's the difference between homeowners insurance and renters insurance?
I'm on the hunt for an apartment to rent. I know there's separate insurance for homeowners and renters, but what's the difference between them?
Mar 12, 2021